Purpose of This Page
This page explains how to confirm the authenticity of a Certificate of Fixed Deposit issued by Fruitful Life Empowerment Initiative (Fruitful Life), a registered microfinance institution in Nigeria.
Each certificate issued by Fruitful Life carries a unique certificate number and QR code to support validation and protect members from fraud or misuse.
How Verification Works
Certificates of Fixed Deposit issued by Fruitful Life contain the following features:
A unique Certificate Number
A QR code linked to this official validation page
Authorised signature of the MFI
Date of issue and maturity date
Scanning the QR code confirms that the certificate was issued by Fruitful Life Empowerment Initiative and is subject to verification through the organisation’s records.
What the QR Code Confirms
Scanning the QR code on the certificate confirms that:
The certificate format is officially issued by Fruitful Life Empowerment Initiative
The certificate number follows the organisation’s approved issuance process
The document is eligible for verification with the organisation.
For confidentiality and member protection, individual deposit amounts and member details are not displayed online.
How to Verify a Certificate
To verify a Certificate of Fixed Deposit, please contact the organisation through any of the channels below and quote the Certificate Number shown on the document:
Email: contact@fruitfullife-org
Phone: +234 803 275 2098
Office Address: 40, Lawani Street, Off New Lagos Road, Benin City
Verification requests are typically attended to within 24–72 hours during working days.
Important Notice
This certificate represents a fixed deposit placed by a registered member of the organisation.
The certificate is non-transferable unless otherwise approved by the cooperative.
Alteration, duplication, or unauthorised use of this certificate is prohibited.
The cooperative shall not be liable for reliance on forged, altered, or unauthorised copies.
If you are unsure about the authenticity of any certificate, please confirm directly with the organisation before relying on it.
About the Organisation
Fruitful Life Empowerment Initiative is a non-government, not-for-profit organisation that focuses on social and economic empowerment of rural and semi-urban dwellers.